Individual health insurance provides essential coverage for medical expenses, giving you peace of mind and financial security in case of unexpected health issues. Finding affordable individual health insurance is not as easy as it was years ago. With the passage of the Affordable Care Act (ACA) back in 2014, and the advent of Healthcare.gov (The Marketplace or Obamacare website), many things have changed in both plan design and premium. For many, it can be a complex task finding what’s best for you or your family and what you may or may not qualify for in Premium Tax Credit (subsidy). Is that your only option? Are there other types of plans available to you outside of the ACA plans? There are two ways to ensure that you make the right decision: Ask the right questions and be sure to get the right answers from an experienced broker! One who is willing to take the time to explain things like, Deductibles, Co-Insurance, Co-Pays and Out of Pocket Maximums. MillerWade will put their expertise to work for you.